• A simple way to pay for life’s medical expenses. It’s a comprehensive health plan and a tax-free savings account all rolled into one.
• Personalized wellness programs encourage and reward the insured for reaching their health goals.
• Enhanced support and interactive tools make this plan easy to understand and use.

Exclusions and limitations are inside each benefit summary PDF below.

Deductible	Effective 1/1/11– 12/31/11	Effective 1/1/12 and beyond
Individual $1,500 / $2,500 / $3,500 Family $3,000 / $5,000 / $7,000	(PDF)	(PDF)
Individual $5,000 Family $10,000	(PDF)	(PDF)
Embedded deductible option: Family $5,000 / $7,000 with $3,000 individual deductible		(PDF)

You can work with one of Regence’s preferred banking partners or choose your own bank.

• HSA Bank
• US Bank
• HealthEquity

Our health-focused plans come with comprehensive wellness resources. These programs are not insurance, but they are offered in addition to your medical plan to help your employees get information and support when they need it.

Integrated Care Management

Integrated Care Management provides specialized, targeted attention and support for employees who need assistance in managing their care. A Personal Care Team of clinical experts is ready to assist employees and their families with an ongoing medical condition, or serious illness or injury. The program provides easy access to one-on-one support focused on closing care gaps. Learn more about the program.

CareEnhance^®

A 24-hour nurse hotline staffed by registered nurses. CareEnhance is a great way for members to get medical questions answered without having to make an appointment with a doctor or visit an urgent care clinic. By explaining symptoms or concerns, members can get advice on what they can do on their own—or get a nurse’s opinion on whether they should see a doctor right away.

Regence Rare Disease Condition Management Program

The Regence Rare Disease Condition Management Program, in collaboration with Accordant®, is a valuable service that provides a personal health care support system to members with rare, complex, chronic conditions. Members who are affected by select conditions have 24/7 access to specially trained nurses who can answer questions and make recommendations for care.

This program is designed to meet unique health care needs and help coordinate care by working with you, your doctors and designated family members to obtain the best possible care in the most efficient manner.

Regence Advantages

Members-only discount program offers your employees savings from a number of nationally recognized, health-related companis. Learn more about Regence Advantages.

You can round out the benefits your employees will enjoy by adding optional plan benefits. To learn more about these options, contact us » or your agent.

Pharmacy
Value-based Rx Option (Groups 100+): First dollar coverage for generics and formulary brands commonly used in the following five medication classes: asthma, diabetes, high blood pressure, high cholesterol and smoking cessation. Not subject to deductible.
Medications with first dollar coverage (PDF)

Chemical Dependency/Mental Health (Combined Benefit)

For the Individual $1,500/$2,500/$3,500 deductible option and the Embedded deductible option $5,000/$7,000 with a $3,000 individual deductible:

Option 1 (Groups of 2-50): 8 inpatient days/12 outpatient visits per calendar year (subject to deductible and out-of-pocket maximum)

Option 2 (Groups of 2-50): No benefit maximums (subject to deductible and out-of-pocket maximum)

Paid at 50% (Category 1 & 2, Category 3 may be subject to balance billing)

(Groups of 51+): No benefit maximums (subject to deductible and out-of-pocket maximum)

Paid at regular medical levels (Category 3 may be subject to balance billing)

Vision

• 100% coverage for annual eye exam (Category 1 & 2, Category 3 may be subject to balance billing)
• Up to $150 in hardware annually
• Not subject to deductible

Dental
Three plans that offer something for everyone. Available as stand-alone coverage or paired with Regence HSA Healthplan 2.0.

• Dental Options: Encore^SM, Expressions^SM & Radiance^SM

Employee Assistance Program (EAP)
A service that helps employees deal with the challenges they face in any of their many roles: employee, parent, spouse, child, friend, partner, and even consumer.

• 24-hour crisis assistance
• Up to 4 face-to-face counseling sessions per incident
• Legal and financial services
• Parenting services and Adult and Elder care
• read more

Critical Illness Insurance
Employees can cover most or all of their HSA deductible when a critical illness strikes. This unique plan is available through group voluntary coverage at no cost to the employer:

• Lump sum benefit of $5,000 to $100,000 on diagnosis of a specified critical illness
• Employees can use the benefit to pay all or part of deductible
• No restrictions on how to spend this benefit

Life and Disability
To learn about Life and Disability plans, visit our partner, Regence Life and Health.