Regence HSA Healthplan 2.0 Information

Regence HSA Healthplan 2.0^SM

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Unique Features

A simple way to pay for life’s medical expenses. It’s a comprehensive health plan and a tax-free savings account all rolled into one.
Personalized wellness programs encourage and reward the insured for reaching their health goals.
Enhanced support and interactive tools make this plan easy to understand and use.

Coverage at a Glance

Your coverage depends on the deductible you choose...

Deductible Options:

Individual: $1,500 / $2,500 / $3,500 / $5,000

Family: $3,000 / $5,000 / $7,000 / $10,000

Family (with Embedded Individual): $5,000 ($3,000) / $7,000 ($3,000)

Please choose a deductible from the options above to see its coverage at a glance.

Type of Plan:	Consumer Directed	Alternative care Emergency Room Hospital Maternity Mental Health No Referrals Office Visits Prescriptions Preventive Care Wellness Programs
Deductible:
Annual OOP Max:
Coinsurance Max:	not applicable
Lifetime Max:	$2,000,000
Copay:	none
Coinsurance:
Providers:	Category 1, 2 and 3 Find a Doctor

Benefit Summaries, Exclusions & Limitations

Exclusions and limitations are inside each benefit summary PDF below.

Deductible	Effective 10/15/09 to 12/31/09	Effective 1/1/10 and beyond
Individual $1,500 / $2,500 / $3,500 Family $3,000 / $5,000 / $7,000	(PDF)	(PDF)
Individual $5,000 Family $10,000	(PDF)	(PDF)
Embedded deductible option: Family $5,000 / $7,000 with $3,000 individual deductible	(PDF)	(PDF)

Banking

You can work with one of Regence’s preferred banking partners or choose your own bank.

Optional Benefits

You can round out the benefits your employees will enjoy by adding optional plan benefits. To learn more about these options, contact us » or your agent.

Chemical Dependency/Mental Health (Combined Benefit)

For the Individual $1,500/$2,500/$3,500 deductible option and the Embedded deductible option $5,000/$7,000 with a $3,000 individual deductible:

Option 1 (Groups of 2-50): 8 inpatient days/12 outpatient visits per calendar year (subject to deductible and out-of-pocket maximum)

Option 2 (Groups of 2-50): No benefit maximums (subject to deductible and out-of-pocket maximum)

Paid at 50% (Category 1 & 2, Category 3 may be subject to balance billing)

(Groups of 51+): No benefit maximums (subject to deductible and out-of-pocket maximum)

Paid at regular medical levels (Category 3 may be subject to balance billing)

Vision

100% coverage for annual eye exam (Category 1 & 2, Category 3 may be subject to balance billing)
Up to $150 in hardware annually
Not subject to deductible

Dental
Three plans that offer something for everyone. Available as stand-alone coverage or paired with Regence HSA Healthplan 2.0.

Dental Options: Encore^SM, Expressions^SM & Radiance^SM

Employee Assistance Program (EAP)
A service that helps employees deal with the challenges they face in any of their many roles: employee, parent, spouse, child, friend, partner, and even consumer.

24-hour crisis assistance
Up to 4 face-to-face counseling sessions per incident
Legal and financial services
Parenting services and Adult and Elder care
read more

Critical Illness Insurance
Employees can cover most or all of their HSA deductible when a critical illness strikes. This unique plan is available through group voluntary coverage at no cost to the employer:

Lump sum benefit of $5,000 to $100,000 on diagnosis of a specified critical illness
Employees can use the benefit to pay all or part of deductible
No restrictions on how to spend this benefit

Life and Disability
To learn about Life and Disability plans, visit our partner, Regence Life and Health.